Critical Illness Insurance

Critical Illness Insurance   .

Overview

Group Critical Illness Insurance can help you by paying a lump sum benefit to help cover your daily living expenses such as grocery bills, mortgage payments, transportation costs or pay for your out-of-pocket medical costs, including deductibles, copays, and cost-shares.

 

  • You can choose among a lump sum cash benefit of $10,000 or $20,000.
  • Your benefit is paid directly to you in addition to your medical insurance. Additional benefits include: Wellness feature which pays a benefit of $50 for every covered family member, once per person per year, for completing one of the following covered wellness exams - chest X-ray, colonoscopy, mammogram, blood test for triglycerides, echo-cardiogram, lipid panel and more.
  • You pay an affordable employee group rate and your premium is conveniently deducted from your paycheck.
  • You’re guaranteed acceptance provided you enroll during the Enrollment Period.
  • Portable—you can keep your insurance if you leave your employer with the portability option.

 

You, your spouse/domestic partner, and eligible children qualify for this coverage.

 

Thanks to your employer’s group rates, you could pay less for this insurance than you would for individual insurance you’d find on your own. Rates can be found by clicking on the Critical Illness Insurance Brochure.

 

Enrollment

Add critical illness insurance to help offset expenses that may not be covered under your employer's existing medical insurance and disability plans.

 

To Enroll:
Go to Columbia Sportwear Company then access Workday and find your Workday Inbox -Open Enrollment Event to enroll into the Allstate Benefit Plans.

 

Forms

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

 

Critical Illness Insurance Brochure

MyBenefits Flyer
Critical Illness Insurance Brochure (Spanish)
Contact Us

 Address
Mercer Voluntary Benefits
12421 Meredith Drive
Urbandale, IA 50398
 Phone
855-206-5148
 Hours
 M-F 8a-5p CT
 Email
employerbenefitsinquiries.service@mercer.com

How It Works

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • Who is the provider?

    Allstate Benefits
    A leading provider of employee benefits.

    Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office, Jacksonville, FL), a subsidiary of The Allstate Corporation.
  • How can this help me?

    The plan pays cash benefits directly to you, unless otherwise assigned. This means that you will have added financial resources to help with medical costs or ongoing living expenses. Allstate critical illness insurance plans are designed to provide you with cash benefits, such as the following:

    • Pays a lump sum cash benefit to help you cover out-of-pocket medical and other expenses caused by a critical illness.
  • When can I enroll?

    As a new hire, you can enroll during your new hire enrollment period. Outside of your new hire enrollment period, enrollment is limited to the company's annual enrollment period.
  • What if my employment status changes?

    When you leave or retire from your current employer, you can continue your coverage without interruption, subject to applicable law and the policies' terms and conditions. Although payroll deduction will no longer be available if you retire or leave your company, you can opt for other payment methods such as direct checking or bank account deduction, credit card billing or home billing. Higher rates may apply.
  • What serious illnesses and diseases am I covered for?

    Once you’re enrolled in this coverage, you’ll have extra financial protection if you have a heart attack, stroke, major organ transplant, end stage renal failure or are diagnosed with heart or coronary artery disease.
  • Will my rates increase as I get older or if I file a claim?

    Your rates will not increase due to age, health or individual claims.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.